Company Stock Distribution Analysis

Analyze tax implications of distributing company stock from retirement accounts using Net Unrealized Appreciation (NUA).

Stock Distribution Details

Total Stock Value

Cost Basis (Original Purchase)

Ordinary Income Tax Rate

Capital Gains Tax Rate

Your Age

Net Unrealized Appreciation$150,000

Ordinary Income Tax (on basis)$12,000

Capital Gains Tax (on NUA)$22,500

Total Tax with NUA Strategy$39,500

Total Tax without NUA$68,000

Tax Savings with NUA$28,500

Using the NUA strategy could save you $28,500 in taxes.