ARM vs. Fixed-Rate Mortgage

Compare adjustable-rate mortgages with fixed-rate mortgages to determine which option is better for you.

Shared Loan Details

$
30 years
15 years30 years

Fixed-Rate

%
Monthly Payment$1,896
Total Interest$382,633
Total Payment$682,633

ARM

%
5 years
1 years10 years
%
Initial Payment$1,703
Adjusted Payment$2,050
Total Interest$417,150
Total Payment$717,150

Comparison

ARM Costs More$34,517