20 vs. 30-Year Mortgage

Compare monthly payments and total interest between 20-year and 30-year mortgage terms.

Shared Inputs

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20-Year

Monthly Payment$2,237
Total Interest$236,813
Total Payment$536,813

30-Year

Monthly Payment$1,896
Total Interest$382,633
Total Payment$682,633

Comparison

Monthly Payment Difference$341
Interest Savings (20-Year)$145,821